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The best APR may not be the best rate or lowest payment but it will be the cheapest over the life of the loan. APR vs Interest Rate Comparison Chart. The difference Between APR and Interest Rate is simple. APR is the true cost of the loan, while the interest rate is just the amount of interest you’ll pay. For example, if a person considers a mortgage for $200,000 and the interest rate for the loan is 6%, the annual expense for interest would be $12,000 or $1000 a month. Fixed Interest Rates versus Adjustable Interest Rates. Fixed rate interest on a mortgage refers to an interest rate that will stay the same over the course of the loan. When it comes to credit cards, one of the main differences between variable and fixed APR boils down to one word: notification. The Annual Percentage Rate, a statement of the interest rate as a yearly rate, is actually subject to change whether it’s variable or fixed.It’s just that with a fixed APR, the lender has to send out a notice first.1

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The “darlings” of small-caps are beating the Russell 2000 by an average of 2.5 percentage points, with 67% of the stocks edging the benchmark so far this year. Jan. 21, 2020 at 6:00 a.m. ET by Small-cap stocks rally, Russell 2000 on pace to close above 50-day moving average. Small-capitalization stocks rallied Tuesday, with the Russell 2000 index rising about 13 points, or 0.9%, to 1,538, above its 50-day moving average of 1,527.18. The fund employs an indexing investment approach designed to track the performance of the Russell 2000® Growth Index. The index is designed to measure the performance of small-capitalization growth

Despite significant trade tensions between Beijing and Washington, China’s trade with the US expanded in 2018 compared to 2017, and its exports to the US reached record levels. China exported $480 billion worth of goods to the US in 2018 (19 percent of all its exports), but only imported $156 billion ( 7.3 percent of all its imports).

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